gordon
Equity Release?
Equity Release? – Which type of scheme is right for you?
The number and design of equity release mortgages has evolved to suit the needs of those who most need this type of product. There are now two types of… Continue reading
MYTHS ON EQUITY RELEASE MORTGAGE
It often amazes me as to the number of telephone calls I receive from solicitors and accountants that relate to the following theme:-
“Gordon, you know I don’t like or believe in the Equity Release Mortgage, BUT, I have racked… Continue reading
The key to financial wellbeing in later life
What are you looking for out of retirement? Relaxation away from office worries, financial wellbeing in later life, time and money for new interests and holidays, being able to help out your children and grandchildren …
In short, financial wellbeing.… Continue reading
When interest rates pay out 0.01%
We’ve all seen bank and building society advertisements promising savers attractive headline rates of interest, only to find these returns can later tumble, perhaps as low as 0.01% per annum in some cases.
Such figures are derisory by anyone’s… Continue reading
Got £180,000 lying around? You may need it for care fees
Could you come up with £180,000 to fund the care of an elderly parent or spouse?
No, not many of us could put our hands on that kind of sum easily. Selling property might be our only solution, and that’s… Continue reading
Lessons from Downton Abbey
Lessons from Downton Abbey
As fans of Downton Abbey know all too well, inheritance is an issue that can split families, cause emotional upheaval and require heart-rending decisions.
A glorious stately home may not be at stake for many… Continue reading
Protecting your cash from care fees
It is a little-known fact that many couples in their 60s would benefit from splitting their assets and investments 50/50 and holding them in separate accounts in case either of them ever needs long-term care.
Why? Because a person must… Continue reading
How to avoid a pitiful pension
Neither of my children has saved a penny.
That might sound like a surprising admission for a financial adviser, but sadly it’s not that unusual.
I’ve offered to put them in touch with colleagues who could give them confidential advice,… Continue reading
Avoiding an equity release disaster
Equity release mortgages may be a useful way of releasing money to fund a wedding or holiday, grandchildren’s education or their deposit for a first home, long-term care fees, or simply ensuring there is sufficient income in retirement – while… Continue reading
When life is one long holiday …
How many of us haven’t sat back on a summer holiday and looked forward to the days when we can give up work altogether?
The thought of having the leisure time and money to treat ourselves to a cruise, go… Continue reading
